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Update your personal details.Mar 26, 2024 · 1. Pay credit card balances strategically. The portion of your credit limits you're using at any given time is called your credit utilization. A good guideline: Use less than 30% of your limit on ... Contact Us. Call us at 888-599-5077 and we will answer any questions you may have, help you get the loan process started, or walk you all the way through. Easily find …Effective Interest Rate (P.A) of 21.01% on 36-month term. A service fee will be charged for each S.I.P. Loan Availment. This fee will be reflected in the succeeding statement of account. Please be advised of the adjusted S.I.P. Loan Service Fee for BPI Credit Cards: Effective date. Changes. April 16, 2024. The S.I.P. Loan Service Fee of P300 ... GoCredit.me will never ask you to forward a payment before issuing you a loan or on condition of issuing you a loan. 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