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It was the capital of the French protectorate of Cochinchina (1862–1954) and of South Vietnam (1954–75). The city lies along the Saigon River (Song Sai Gon) to the north of the Mekong River delta, about 50 miles (80 km) from the South China Sea. The commercial centre of Cho Lon lies immediately ... M&M Mortgage (a division of M&M Bank) is your community-based source for residential lending with very competitve rates and in-house servicing. Get a conversation started by contacting our Mortgage Loan Officer: Christy Lister NMLS# 1117253, direct phone number 815-955-9970 . Rates.M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. 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